According to the APPMA (American Pet Products Manufacturer's Association) the basic overall expenses for a dog owner are as follows:
Surgical Vet Visits $453Food 217Kennel Boarding $225 Routine Vet $219Groomer/Grooming Aids $127 Vitamins $77 Treats $66 Toys $41
Looking at these numbers, the one that stands out is the cost of health care. Imagine then what the costs would be if your dog suffers a serious injury from an accident or a catastrophic illness that might require surgery and hospitalization. Unfortunately, most pet owners will incur the expense whether they can afford it or not because we love our pets and they are considered part of the family.
This is the reason why pet health insurance is now becoming mainstream and more pet owners are looking into purchasing some sort of insurance plan for their cats and dogs.
Although pet health insurance is not the perfect solution, it certainly provides peace of mind in extreme cases where health care expenses could become a financial burden.
Pet health insurance has been around for some time and it was once thought it was only for the very rich but many insurers are now offering pet plans and prices have become more competitive.
As with human health insurance, pet health insurance has monthly or annual premiums, deductibles, even co-payments and these may vary depending upon the health of the insured, and the different coverage plans that are often available. Keep in mind that different dog breeds have a direct effect on the cost of premiums since certain breeds are prone to chronic diseases.
Comprehensive pet health insurance plans may or may not cover the costs of annual checkups, vaccinations, routine care and preventive medications, and spay/neuter surgeries.
To learn more and to get a free quote, visit: Natural Living for Dogs
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